Floosi — Your Personal Finance Assistant

Why Floosi?

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On WhatsApp — everyday use

Send your statement or ask a question. No app to install, no signup forms, nothing new to learn.

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In one second

Send your bank statement as a PDF — every transaction is read and categorised automatically. No manual entry.

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Ask anything

How much did I spend on dining? Where is my money going? Compare month to month. Ask any question in English or Arabic.

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Encryption is yours to switch on

Turn it on from the link the bot sends and your database is locked with a key derived from your passphrase alone — we hold no copy of it. Until you do, your data sits on our server unencrypted, and we say so rather than letting you assume otherwise.

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Smart categories

Every transaction is categorised into one of 27 categories the moment it is read. Disagree? Edit any category manually. Works in Arabic and English.

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Spending coach

Your personal finance coach — alerts when spending spikes, spots new patterns, highlights your biggest expenses, and keeps you on track.

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Budgets

Auto-generated budgets based on your actual spending, or set your own limits by category. Alerts before you overspend.

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Savings goals

Set a goal, track your progress, and watch your savings grow. Floosi shows you exactly how much is left.

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Debt tracking

Record who owes what, and who you owe. Track debts and personal loans with clarity.

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Loan calculator

Thinking about a loan? Tell the bot the amount and term — it calculates the monthly payment, total interest, and compares options side by side.

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On the web app — full accounting system

Same account, deeper view: real financial statements built from your own bank data, where every figure traces back to its source rows.

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Income statement

Your income and expenses by month, on a cash basis. Every figure is clickable — drill down to the exact transactions behind it.

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Balance sheet

Your assets, liabilities and net worth at any date, with a chart showing how your wealth moves month by month.

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Review

Everything the app will not decide for you waits in one tab: a transfer we cannot attribute, a row whose description told us nothing, an account type we inferred and you have not confirmed. We propose, you confirm.

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Chart of accounts

Every category has a place in the system: revenue, expense, asset, liability. See them all on one page and fix whatever is wrong.

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Statement reconciliation

Opening balance + movements = closing balance. We reconcile every statement, and if it does not balance we tell you exactly which row broke the chain.

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Multi-currency

Every amount stays in its original currency as the bank reported it, and totals are grouped by currency — never mixing dinars with baht. Want one number? Choose a reporting currency and we show the rate's source and date. A row whose own currency is unknown is stated as unknown, never guessed.

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Folders and people

Personal and business accounts are separate. Each person and each account on its own, and every report filters by them.

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Upload Excel or CSV

Not just PDF. Upload a bank export or your own spreadsheet, map the columns once, and we handle the rest.

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Loans and debts

Register a loan with its terms, and the system splits every instalment into principal and interest: principal reduces the liability, and only interest hits the income statement. Personal debts work the same way — receivables and payables, not spending.

🌍 Any bank. Any country. Any statement.

Floosi is not limited to a list of banks or countries. The system reads any bank statement — whatever the bank, the country, or the currency.
Just send the PDF... and we take care of the rest.

🌐 Any bank worldwide

💱 Any currency

📄 Any statement format